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These website terms of use explain legal aspects of our website and your use of it. Your use of our website indicates your acceptance of these website terms of use.

These website terms of use incorporate Parkes & Yates’s privacy policy.

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Copyright and other intellectual property in our website belong to Parkes & Yates. You must not use or distribute any information, images, screens, web pages, logos or brands from our website in any public way (including reproduction on the Internet or digital copies) without Parkes & Yates’s written permission. You may not use or permit use of any part of our website for any purpose other than that intended (which is the provision to you of general product and service information, and information about Parkes & Yates). The information contained on our website, Parkes & Yates.co.nz and related sub domains, has been prepared under New Zealand law and is for the supply of products and services in New Zealand only. Unless otherwise stated, references to any currency are references to New Zealand dollars. Our website provides general information for New Zealand residents only, and does not take into account individuals’ circumstances. It is not intended to provide comprehensive or specific investment advice. You should not rely solely on the information contained in our website when making investment decisions. You should obtain independent professional legal and/or financial advice before making any investment decision.

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We make reasonable efforts to ensure that the material presented on our website is accurate and up-to-date, but Parkes & Yates does not accept any responsibility for any error, omissions, inaccuracies, or for any loss or damage resulting from reliance on or use of the information on our website. Parkes & Yates may amend or add to our website, including interest rates shown on our website, at any time. Parkes & Yates is not, in this website, making any offer to enter into any transaction or relationship with you. You should visit or call Parkes & Yates for details of up-to-date service information, charges, interest rates, terms and conditions.

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Our website may contain links to other websites operated by third parties which are not under the control of Parkes & Yates. Parkes & Yates is not responsible for the information on any other site accessed via this website; that information is the responsibility of the owner of that site. Parkes & Yates has no control over it. Parkes & Yates provides links to other sites for convenience only, and the inclusion of a link does not imply any endorsement, investigation or verification by Parkes & Yates of the linked site or the services offered by the site owner.

Please contact Parkes & Yates for prior permission if you wish to create a link to any page on our website. If you create a link to our website, you remain fully responsible for any consequences of that link, whether direct or indirect and you will protect Parkes & Yates against all loss, damage, liability, costs or expense arising from or in connection with the link.

When providing your personal information over the Internet, you should remember that the Internet is not a secure environment. Any personal information provided to Parkes & Yates when you use our website will be subject to Parkes & Yates’s privacy policy. Parkes & Yates may use any suggestions you make for changes to this website, without any obligation to you.

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Only authorised users of Parkes & Yates’s internet banking, or mobile app, services may access those services. Legal action may be taken against unauthorised users.

To help improve our website and our advertising, we may use patterns and other meaningful information gathered from web analytics tools. This may include traffic to, from and within our website, your mouse-click activity, your IP address, and other information that you voluntarily enter into the website. We may use cookies and other digital tracking tools when you are on our website. Cookies are small pieces of information which can be stored on your hard drive or memory. They allow us to track and target the interests of our website users. The cookies we send to your PC cannot read your hard drive or command your computer to perform any action. Any information we collect and share with third parties through cookies is aggregated and therefore anonymous (it doesn’t include personal information which is likely to identify you). The information we collect via cookies and other digital tracking tools we use may be used for security purposes, to help us identify you, to provide you with personalised features and for tracking traffic on our website. This helps us to be able to deliver advertisements to you for our products and services we think may be of interest to you, both on our website and third party websites. You can prevent new cookies from being installed and delete existing cookies. The procedure depends on which browser you are using. For information on how to remove cookies check your internet browser. You may be unable to log on to our secure services without accepting our cookies.

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DEFINITIONS:

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In these website terms of use:

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“Parkes & Yates” is Parkes & Yates Limited and its related organisations, and is also referred to with the words “we”, “us” and “our”;
“privacy policy” means Parkes & Yates’s privacy policy;
“related organisation” means all organisations that are under the control of Parkes & Yates Group Holdings Limited;
“website terms of use” means the website terms set out below; and
“website” means our website, Parkes & Yates.co.nz and related sub domains, and any of our online tools, webchat or other online applications.
“you” means you, the user of our website, and “your” has a corresponding meaning.

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NO LIABILITY 

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The information on this website is provided “as is” and has been compiled in good faith to provide information about Parkes & Yates and its products and services. It is believed to be correct, but we cannot guarantee the accuracy, timeliness, or completeness of any such information. Parkes & Yates shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this website.

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Before acting on any information obtained from this website you should check it by calling your local Parkes & Yates office. Nothing contained on this website constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

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Parkes & Yates reserve the right to modify, suspend, or discontinue this website or any part of it, with or without notice, at any time, and shall not be liable to you or to any third party for any such modification, suspension or discontinuance of this website.

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Parkes & Yates shall not be liable for any losses or damages of any kind arising out of your use or inability to use this website, or in connection with any error, omission, or defect contained on this website. Furthermore, Parkes & Yates accepts no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorized third parties.

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Access to and use of this website is at your sole risk and Parkes & Yates does not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

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NO OFFER

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Nothing on this website should be construed as a solicitation or offer, or recommendation, to buy or sell securities or any other investment or banking product, or to provide any investment advice or service.

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Parkes & Yates services are available to selected clients only at Parkes & Yates discretion. This information is provided by Parkes & Yates Private Wealth Limited, (PYPW) a division of Parkes & Yates Group Limited (PYG). It does not consider your objectives, financial situation or needs. You should consider whether its suitable for you and your personal circumstances.